Health Insurance To Be Made Mandatory: Feasible Or Not?
[I:http://www.mrinsurance.org/wp-content/uploads/2009/10/JDTheis1.jpg]The current government wants to make mandatory for all the citizens to subscribe to a health insurance plan and is also providing huge subsidy to low-income families for the same. This is being done with the aim of ensuring proper health and health care facilities to the citizens of one of the largest and the most developed democracies of the world. But how far wills this mandate will go in achieving the set goals?? Well the senate as well as the reviewers have divided opinions on it.
Some suggest that an affordable health insurance plan is the need of the hour while the critics are of the view that the analogy with the auto insurance is out of place because a person can avoid taking an automobile insurance by not taking an automobile but same can?t be said or done with health insurance plans. Whatever is the ultimate decision? One thing is for sure. This whole issue came in the wake of rising health care costs and health insurance costs in the country which is directly responsible for the increase in the number of citizens who are uncovered by a health insurance plan.
A substantial number of citizens are covered under the health insurance plans provided by their employers which are by far the most affordable health insurance plan, problem surfaces when the person loses or switches his job, he is rendered coverless again. going in for an individual health insurance plan isn?t everybody’s cup of tea because they are the most expensive but at the same time provide the maximum freedom in the choice of coverage, mode of claim settlement and the choice of physician.
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